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Payments To Fit Your Life

Affirm Monthly Financing

An alternative to traditional credit cards, Affirm allows you to pay for most items on through flexible financing over a period of time. The short application process requires providing some personal information—either through the pre-qualify link below or at checkout. In most instances, you’ll receive an immediate decision on your eligibility to purchase.
  Affirm only conducts a soft credit check, which won’t affect your credit score, and keeps all sensitive information safely encrypted and protected using industry standard security protocols. There are no late or hidden fees, and you will know the exact terms of your loan options—including APR and monthly payment amounts—before you decide on a plan, so you can select the one that works best for you.

Large fine art photograph of the Grand Canyon photographed by Peter Lik hanging on the wall behind a couch in a modern living room
how to qualify

Fast financing, done right

Get a decision immediately on a loan that fits your budget. See if you qualify for financing in only a few clicks. With immediate processing, it only gets easier from there. Loan confirmation and payment reminders are sent via email and text. Pick a payment plan that suits your budget. Flexible financing from Affirm lets you choose the loan that works best for you.

Peter Lik's fine art photograph of a path and trees, Kyoto Dreaming, hanging on the wall of a modern kitchen

Prequalify in minutes

Step One

After adding items to your shopping bag, proceed to checkout, enter your shipping address and click “Pay Monthly with Affirm” under Billing & Payment.

Step Two

Enter your billing address and click “Continue to Affirm” to launch the Affirm pop-up experience.

Step Three

Complete the Affirm application with your name, phone number, email address, date of birth, and the last four digits of your Social Security number.

Once you’re approved and checkout is complete, we will process and ship your order within our standard processing times.

Payments That Fit Your Life

No deferred interest, no hidden fees

Rates from 0-36% APR over 3, 6, 12, 18, or 36 months. For example, a $1,895 purchase might cost $171.04/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: Options depend on your purchase amount, and a down payment may be required. See for important info on state licenses and notifications.

Affirm customers must: Be a resident of the U.S. (including U.S. territories), be at least 18 years old (19 if you’re a ward of the state in Nebraska), have a Social Security number, and own a phone number that receives SMS and is registered to the United States or U.S. territories.